Original Medicare is the government sponsored component of Medicare and has two parts:
Part A (Hospital Insurance) covers inpatient services, like hospital care, skilled nursing facility care, hospice care, and nursing home care (as long as custodial care isn’t the only care needed).
Part B (Medical Insurance) covers outpatient health care needed to treat your medical condition. Services and supplies covered by Part B include mental health care, ambulance services, and durable medical equipment (e.g., canes, blood sugar monitors, and walkers). Part B also covers some services that prevent illnesses or detect them at an early stage, like flu shots, cardiovascular screenings, and diabetes screenings.
Services generally not covered by Original Medicare include:
- Long term care (custodial care)
- Most outpatient prescription drugs
- Hearing aids
- Eye exams and eyeglasses
- Most dental care and dentures
- Routine foot care
- Cosmetic surgery
For this reason, Medicare Advantage plans are available in New Hampshire, to ensure that you have options and find the right coverage for your needs.