Original Medicare is the federal component of Medicare and contains the first two parts of Medicare.
Part A (Hospital Insurance) provides coverage for inpatient services. It covers things like hospital care, skilled nursing facility care, hospice care, and nursing home care.
Part B (Medical Insurance) provides coverage for outpatient medical services and supplies. It covers things like mental health care, ambulance services, and durable medical equipment (e.g. walkers and blood sugar monitors). Part B also covers some services that prevent or detect illnesses early, like flu shots, cardiovascular screenings, and diabetes screenings.
Original Medicare doesn’t cover everything. Services generally not covered by Original Medicare include:
- Long term care (custodial care)
- Most outpatient prescription drugs
- Hearing aids
- Eye exams and eyeglasses
- Most dental care and dentures
- Routine foot care
- Cosmetic surgery
That’s why there is such a wide variety of additional Medicare plans available to help expand your coverage.