Original Medicare is the federal component of Medicare and has two parts:
Part A (Hospital Insurance) covers certain services, like inpatient hospital care, care received at a skilled nursing facility, and hospice care.
Part B (Medical Insurance) covers outpatient medical services and supplies that are medically necessary to treat your health condition(s). Part B also covers some preventive care, like flu shots and cardiovascular screenings.
Original Medicare doesn’t cover everything. Services generally not covered by Original Medicare include:
- Long term care (custodial care)
- Most outpatient prescription drugs
- Hearing aids
- Eye exams and eyeglasses
- Most dental care and dentures
- Routine foot care
- Cosmetic surgery
For this reason, you can expand your coverage with additional Medicare plans, offered by Medicare-approved private insurance companies.