Original Medicare is split up into two parts:
Part A (Hospital Insurance) covers certain services, like inpatient hospital care, care received at a skilled nursing facility, and hospice care.
Part B (Medical Insurance) covers outpatient medical services and supplies that are considered medically necessary. Part B also covers some preventive care, like flu shots and cardiovascular screenings.
It is important to note that Original Medicare doesn’t cover everything. For example, it generally doesn’t cover prescription medications, hearing exams or hearing aids, long term care received at a nursing home, dental care, eyeglasses, etc. That’s why there is a variety of additional Medicare plans, offered by Medicare-approved private insurance companies, to help expand your coverage.