Original Medicare is comprised of two parts:
Part A (Hospital Insurance) covers inpatient healthcare, like hospital care, hospice care, and nursing home care (as long as custodial care isn’t the only care needed).
Part B (Medical Insurance) covers outpatient healthcare, like ambulance services, durable medical equipment (walkers, canes, blood sugar monitors, etc.), and mental health care. Part B also covers some preventive services, like flu shots, cardiovascular screenings, and diabetes screenings.
Original Medicare doesn’t cover everything; Medicare beneficiaries still pay a portion of their medical bills through coinsurance, copays, and deductibles. For this reason, different Medicare plans are available through Medicare-approved private insurance companies for different levels of coverage.