Original Medicare is the federal component of Medicare and is comprised of two parts: Part A (Hospital Insurance) and Part B (Medical Insurance). Medicare Part A covers inpatient services, like hospital care, hospice care, and skilled nursing facility care. Medicare Part B covers outpatient medical services/supplies, like ambulance services, mental health care, and durable medical equipment. Part B also covers some preventive care services like flu shots, cardiovascular screenings, and a one-time “Welcome to Medicare” preventive visit.
Original Medicare typically doesn’t cover long term care, most prescription drugs, hearing exams/hearing aids, vision, or dental care. For this reason, there are Medicare Advantage plans available through Medicare-approved private insurance companies to help you find the right amount of coverage for you