Original Medicare is the federal portion of the Medicare program and has two parts:
Part A (Hospital Insurance) covers inpatient services, like hospital care, hospice, and care received at a skilled nursing facility.
Part B (Medical Insurance) covers outpatient medical services, like ambulance services, and durable medical equipment, like blood sugar monitors, walkers, and wheelchairs. Part B also covers some preventive care services, like flu shots, cardiovascular screenings, and a one-time “Welcome to Medicare” preventive visit.
It’s important to note that Original Medicare doesn’t cover everything. Some areas that Original Medicare typically does not cover include:
- Prescription drugs
- Hearing exams and hearing aids
- Long term care (i.e. care received at a nursing home)
For this reason, there are Medicare plans available through Medicare-approved private insurance companies to help you find the coverage you need.