Original Medicare is the federal portion of Medicare and is comprised of two parts:
Part A (Hospital Insurance) covers inpatient healthcare, like hospital care, hospice care, and nursing home care (as long as custodial care isn’t the only care needed).
Part B (Medical Insurance) covers outpatient healthcare, like ambulance services, durable medical equipment (walkers, canes, blood sugar monitors, etc.), and mental health care. Part B also covers some preventive services, like flu shots, cardiovascular screenings, and diabetes screenings.
Original Medicare doesn’t cover everything and Medicare beneficiaries still pay a portion of their medical bills through coinsurance, copays, and deductibles. For this reason, Medicare beneficiaries have options available through private insurance companies contracted with Medicare to make sure that they get the coverage they want.