Original Medicare the federal portion of Medicare and is made up of two separate parts:
Part A (Hospital Insurance) covers inpatient services, like hospital care, hospice care, and skilled nursing home care (as long as custodial care isn’t the only care needed).
Part B (Medical Insurance) covers outpatient services, like ambulance services and mental health care, and durable medical equipment, like walkers and blood sugar monitors. Part B also covers some preventive services, like flu shots, cardiovascular screenings, and diabetes screenings.
It’s important to point out that Original Medicare doesn’t cover everything. Services and supplies generally not covered by Original Medicare may include:
- Long term care (custodial care)
- Most outpatient prescription drugs
- Hearing aids
- Eye exams and eyeglasses
- Most dental care and dentures
- Routine foot care
- Cosmetic surgery
Original Medicare isn’t designed to cover 100% of your medical bills. Medicare beneficiaries still pay a portion of their healthcare costs through coinsurance, deductibles and copays. However, Medicare beneficiaries in Florida have options available through private insurance companies to find the right level coverage for their individual needs.